Welcome to CMDCares.com – Your Trusted Insurance Partner
At CMDCares, licensed agent Christina DeRosa connects you with top insurance carriers nationwide to find coverage that perfectly fits your needs and budget. Experience personalized service that puts your protection first.
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About Christina DeRosa
Christina DeRosa is a fully licensed insurance agent with extensive experience navigating the complex insurance landscape. Her comprehensive industry knowledge allows her to guide clients through various coverage options with confidence and clarity.
What sets Christina apart is her unwavering commitment to personalized service. She takes the time to understand each client's unique situation, educating them about their options rather than simply selling policies. This client-centered approach ensures you make informed decisions about protecting what matters most.
Christina's passion for helping families, individuals, and businesses find the right protection at the right price has earned her a reputation for excellence in the industry.
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Our Mission and Values
Our Mission
At CMDCares, we're committed to delivering the best insurance solutions with genuine care and unwavering integrity. We work tirelessly to understand your unique needs and match them with coverage that provides true protection and peace of mind.
Core Values
Our foundation is built on trust, transparency, and a client-first approach. We believe in clear communication, honest guidance, and always putting your interests at the forefront of every recommendation we make.
Why Choose CMDCares.com?
Multiple Carrier Access
Unlike captive agents who represent just one company, we partner with numerous top-rated carriers. This gives you access to a wide range of options and competitive quotes tailored to your specific situation.
Customized Planning
We don't believe in one-size-fits-all insurance. Our approach involves creating personalized insurance plans that perfectly align with your budget constraints while providing the comprehensive protection you need.
Expert Guidance
Insurance policies can be complex and confusing. Our team provides clear, expert guidance through all your options, ensuring you understand exactly what you're purchasing and how it protects you.
How We Shop the Market for You
Our Market Shopping Process
Needs Analysis
We perform a comprehensive needs analysis to understand your specific situation and requirements
Compare Options
Our advanced comparison tools evaluate coverage options and pricing across multiple top-rated insurers
Present Solutions
We present you with the best options, clearly explaining the benefits and limitations of each
Smooth Enrollment
Once you select a policy, we handle the paperwork and ensure a smooth enrollment process
We also provide regular policy reviews to ensure your coverage remains competitive as the market changes and your needs evolve. Our team stays updated on new products and discount opportunities that could benefit you.
Personal Insurance Solutions
Comprehensive Coverage for Your Financial Security
Protect your family's future and build long-term wealth with our tailored life insurance and annuity products. We'll help you find the right coverage to shield you from life's uncertainties and unlock opportunities for growth.
Comprehensive Coverage for Your Whole Family
Don't leave your loved ones unprotected. Our health, dental, vision, and pet insurance plans provide the coverage you need to keep your family happy and healthy, from head to paw.
Medicare Solutions
Navigating Medicare made easy. Let us guide you through understanding its benefits, coverage, and how tailored solutions can enhance your overall well-being.
We tailor all personal insurance solutions to your unique lifestyle and risk factors, ensuring you're properly protected without paying for coverage you don't need.
Life and Health Insurance Options
Protecting What Matters Most
Life's uncertainties shouldn't threaten your family's financial security. Our comprehensive life insurance options include both term policies for affordable, temporary coverage and whole life policies that build cash value over time.
We also provide expert guidance through the complex world of health insurance, including Medicare supplemental plans that fill the gaps in traditional Medicare coverage.
Term Life Insurance
Affordable protection for a specific period, ideal for covering mortgage, education, or income replacement needs.
Whole Life Insurance
Permanent coverage with cash value accumulation, providing lifelong protection and potential financial benefits.
Our Top Insurance Carrier Partners
At CMDCares, we've cultivated relationships with the industry's most respected insurance providers. These strategic partnerships allow us to offer you an extensive selection of quality products at competitive rates.
We carefully select carriers based on their financial strength, claims processing efficiency, customer service reputation, and competitive pricing. This ensures that you not only get great rates but also reliable coverage from insurers who will be there when you need them most.
Financial Stability
Our carrier partners maintain excellent financial ratings, ensuring they'll be there when you need them most.
Service Excellence
We partner with insurers known for responsive claims handling and exceptional customer care.
Competitive Pricing
Our partnerships enable us to secure optimal coverage options at the most attractive rates.
Client Savings and Benefits
15-25%
Average Savings
Our clients typically save between 15-25% on their insurance premiums by allowing us to shop multiple carriers and find the best combination of coverage and price.
90%
Client Retention
Our exceptional service and ongoing policy reviews result in a 90% client retention rate, far above the industry average.
100%
Satisfaction Guarantee
We stand behind our service with a 100% satisfaction guarantee. If we can't meet or exceed your expectations, we'll help you find someone who can.
Beyond just competitive rates, we offer flexible payment plans to fit your budget and regular policy reviews to ensure your coverage keeps pace with your changing needs. Our clients also benefit from exclusive discount programs available through our carrier partnerships.
Life Insurance Client Story
"After putting it off for years, I finally decided to get life insurance to protect my family. Christina made what seemed like a complicated process incredibly simple. She explained different policy options in terms I could understand, found coverage that fit my budget, and guided me through the medical underwriting process. Now I have peace of mind knowing my family's future is secure if anything happens to me."
David and Maria R. - Life Insurance Clients since 2025
Life insurance is more than just a policy—it's protection and peace of mind for the people you love most. At CMDCares, we help you navigate the options to find coverage that provides security for your family's future at a price that works for your budget today.
Testimonials from Satisfied Clients
"After losing my father unexpectedly, I realized how important life insurance is for protecting my own family. Christina patiently walked me through various options and helped me secure comprehensive coverage that gives us peace of mind without straining our monthly budget. Her compassionate approach made a difficult conversation much easier."
Michael and Sarah T. - Clients since 2024
"As a small business owner, I was overwhelmed by insurance options. Christina took the time to understand my business and found coverage that protected everything important while fitting my budget. Her knowledge saved me from serious coverage gaps I didn't even know existed."
Jennifer L. - Small Business Owner
"When we had a claim after a storm damaged our roof, Christina personally helped us navigate the entire process. She was responsive, professional, and truly cared about getting us back to normal quickly. That level of service is why we'll be clients for life."
Robert and Emma S. - Clients since 2024
Our 90%+ client retention rate speaks to the trust and results we deliver. Clients consistently praise our responsiveness, professionalism, and ability to find meaningful savings without sacrificing coverage quality.
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We're Here to Help
Have questions or ready to explore your insurance options? The CMDCares team is just a phone call, email, or visit away. We welcome the opportunity to discuss your insurance needs and show you the CMDCares difference.
